Secure checkout preparation

Paid products by Daniel Budak.

First monetization surface for education sessions, document pre-checks and template bundles. Seller of record: Altoria FinSys d.o.o. Card data stays with Stripe; this static page stores no payment secrets.

Stripe Payment Links first PayPal later, after parity Wise: banking only

Policy clarity €39

Insurance Coverage Pre-Check

A quick read on whether a policy, offer, or AVB deserves deeper attention before you sign or renew.

Coverage gap notes in plain language
Questions to ask the insurer or broker
Education-only, not insurance brokerage

Stripe

Document review €69

Finance Document Second Opinion

A focused review of a financial document, fee schedule, pension note, broker statement, or product proposal.

Risk flags and unclear assumptions
Fee and wording sanity-check
Follow-up questions for licensed professionals

Stripe

Focused call €50

Focused Education Session

A 30-minute call for one focused personal-finance question, document wording, broker setup issue, or insurance/tax clarification.

30-minute video session
EN, HR, or DE by request
Scheduling handled manually after payment

Stripe

Deep walk-through €100

Deep Education Session

A live walk-through for personal-finance questions across Austria, Croatia, brokers, taxes, insurance documents, and investment basics.

60-minute video session
EN, HR, or DE by request
Scheduling handled manually after payment

Stripe

Instant files €29

Template/PDF Bundle

A lightweight bundle of launch-ready personal-finance checklists, PDF guides, and spreadsheet templates.

PDF guides and spreadsheet templates
Personal recordkeeping and broker admin
Download delivery configured in payment provider

Stripe

Required acknowledgements

For static launch, Stripe owns checkout records. Production backend should additionally persist consent timestamps, policy versions and provider order IDs.

I understand this is education and document explanation, not regulated financial, tax, investment, or insurance advice. I agree to the Terms, Privacy Policy, Cookie Policy, and Cancellation and Refund Policy. I consent to necessary order processing by Altoria FinSys d.o.o. for fulfillment, accounting and reconciliation. If I later share documents, I confirm I have permission and will redact unnecessary sensitive data.

Provider config

Payment URLs are loaded from payments/payment-links.js. Your Stripe publishable key is configured there, but live checkout still needs one Payment Link URL per product.

Wise should only appear in business banking, payout, or reconciliation workflows. It should not be offered as a checkout method on this page.

Accounting handoff

Export shape for Altoria Accounting Platform.

This static prototype stops at provider checkout. Paid orders should be exported from Stripe, normalized with exact string amounts, and imported into Altoria as an idempotent order batch for Altoria FinSys d.o.o.

Use provider transaction IDs to build idempotency keys.
Match products by sku or product_id from the config file.
Reconcile payout fees and bank receipts separately from gross order capture.

{
  "schema_version": "checkout_order_v1",
  "source_provider": "stripe_payment_link",
  "order_status": "paid",
  "customer": {
    "email": "customer@example.com",
    "billing_country": "AT"
  },
  "line_items": [{
    "sku": "DB-INS-PRECHECK-2026",
    "product_id": "insurance-precheck",
    "unit_amount": "39.00",
    "unit_amount_minor": "3900",
    "currency": "EUR"
  }],
  "totals": {
    "gross_amount": "39.00",
    "provider_fee_amount": "0.00",
    "net_receivable_amount": "39.00"
  },
  "reconciliation": {
    "idempotency_key": "stripe_payment_link:evt_or_transaction_id",
    "destination": "Altoria Accounting Platform"
  }
}

Products are sold by Altoria FinSys d.o.o. as personal-finance education and document explanation. They do not replace licensed financial, tax, investment, insurance, or legal advice. The production flow must quarantine incomplete or malformed order data for manual review before import into accounting records.